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Terms of Service

Last updated July 2025

1. Service Description

Cyzora Pay provides M-Pesa payment infrastructure and processing tools for businesses operating in Africa. Our services include API access, dashboard management, and related integrations.

2. Account Registration Requirements

You must provide accurate and complete information when creating an account. You are responsible for maintaining the security of your account credentials.

3. Acceptable Use Policy

You agree not to use our services for any illegal or unauthorized purpose. This includes, but is not limited to, fraudulent activities, money laundering, or violating any local laws in your jurisdiction.

4. Payment Processing Terms

We facilitate payments through third-party providers such as Safaricom M-Pesa. You agree to adhere to their respective terms and conditions when using Cyzora Pay.

5. Fees and Charges

Our fees are detailed on our pricing page and are subject to change. By using our services, you agree to pay all applicable fees associated with your transactions.

6. Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms, fraud, or compliance reasons.

7. Limitation of Liability

Cyzora Pay shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

8. Governing Law

These terms are governed by and construed in accordance with the laws of Kenya. Any disputes shall be resolved in the courts of Kenya.

9. Contact Us

For legal inquiries, please contact us at legal@cyzora.co.ke.