Unified Platform
Designed for operations,
built for merchant growth.
Cyzora removes the integration bottlenecks of Daraja and connects your transaction history to instant working capital.
Operations Dashboard
Stop checking merchant payment notifications on separate devices. Cyzora consolidates all transaction activities into a secure central interface.
- Filter transactions dynamically by customer reference or phone.
- Export CSV bank logs compatible with accounting templates.
- Configure role-based access tokens for financial controllers.
Real-Time Transactions
LedgerLIVE
| TXN REF | Customer Account | Reference | Amount | Status |
|---|---|---|---|---|
| QA982J1K9S | Jane Kemunto | ORD-55A | KES 4,500.00 | SUCCESS |
| QA982H7H2D | Obinna Nduku | ORD-54C | KES 12,000.00 | SUCCESS |
Dynamic Growth LoanQUALIFIED
Merchant Overdraft Limit
KES 2,000,000.00
Selected FacilityKES 1,200,000
Interest Fee11.0% flat
Daily Deductions10% daily sales
Merchant Capital
Unlock dynamic overdrafts and revenue-based loans based on your transactional volume. Repay automatically as customers purchase via M-Pesa.
- Revenue-based dynamic payback cuts (e.g. 10% daily).
- Qualify automatically with 90-day transaction logs.
- Disbursement directly into your payout M-Pesa or Paybill.
Developer REST API
Avoid custom soap generation and expired access key certificates. Cyzora handles the heavy handshakes in the background. Trigger checkout push alerts using clean JSON endpoints.
- Pure JSON payloads. No legacy XML schemas.
- Stateless API credentials that authorize securely.
- API sandbox logs to trace webhook events.
POST /v1/charges
const Cyzora = require('@cyzora/node')('sec_key_live_abc123');
await Cyzora.charges.create({
amount: 1500, // KES 15.00
phone: '254712345678',
reference: 'ORDER-9021',
callbackUrl: 'https://api.yourshop.com/webhooks/cyzora'
});